diff --git a/app/app.go b/app/app.go
index 10511f33..ec29bfbf 100644
--- a/app/app.go
+++ b/app/app.go
@@ -350,7 +350,7 @@ func NewEthermintApp(
 	app.EvmKeeper = evmkeeper.NewKeeper(
 		appCodec, keys[evmtypes.StoreKey], tkeys[evmtypes.TransientKey], app.GetSubspace(evmtypes.ModuleName),
 		app.AccountKeeper, app.BankKeeper, app.StakingKeeper, app.FeeMarketKeeper,
-		tracer,
+		tracer, ethermint.ProtoAccountWithAddress,
 	)
 
 	// Create IBC Keeper
diff --git a/types/account.go b/types/account.go
index 08c51279..650ca2f3 100644
--- a/types/account.go
+++ b/types/account.go
@@ -4,6 +4,7 @@ import (
 	"bytes"
 
 	codectypes "github.com/cosmos/cosmos-sdk/codec/types"
+	sdk "github.com/cosmos/cosmos-sdk/types"
 	authtypes "github.com/cosmos/cosmos-sdk/x/auth/types"
 
 	"github.com/ethereum/go-ethereum/common"
@@ -52,6 +53,14 @@ func ProtoAccount() authtypes.AccountI {
 	}
 }
 
+// ProtoAccountWithAddress is a drop-in replacement for accountKeeper.NewAccountWithAddress(), but requires the caller to
+// call accountKeeper.SetAccount() after calling this function
+func ProtoAccountWithAddress(addr sdk.AccAddress) authtypes.AccountI {
+	acc := ProtoAccount()
+	acc.SetAddress(addr)
+	return acc
+}
+
 // GetBaseAccount returns base account.
 func (acc EthAccount) GetBaseAccount() *authtypes.BaseAccount {
 	return acc.BaseAccount
diff --git a/x/evm/keeper/keeper.go b/x/evm/keeper/keeper.go
index a57d369c..2cf9d4cf 100644
--- a/x/evm/keeper/keeper.go
+++ b/x/evm/keeper/keeper.go
@@ -3,18 +3,21 @@ package keeper
 import (
 	"math/big"
 
-	"github.com/cosmos/cosmos-sdk/codec"
-	"github.com/cosmos/cosmos-sdk/store/prefix"
-	sdk "github.com/cosmos/cosmos-sdk/types"
-	sdkerrors "github.com/cosmos/cosmos-sdk/types/errors"
-	paramtypes "github.com/cosmos/cosmos-sdk/x/params/types"
 	"github.com/ethereum/go-ethereum/common"
 	"github.com/ethereum/go-ethereum/core"
 	ethtypes "github.com/ethereum/go-ethereum/core/types"
 	"github.com/ethereum/go-ethereum/core/vm"
 	"github.com/ethereum/go-ethereum/params"
+
 	"github.com/tendermint/tendermint/libs/log"
 
+	"github.com/cosmos/cosmos-sdk/codec"
+	"github.com/cosmos/cosmos-sdk/store/prefix"
+	sdk "github.com/cosmos/cosmos-sdk/types"
+	sdkerrors "github.com/cosmos/cosmos-sdk/types/errors"
+	authtypes "github.com/cosmos/cosmos-sdk/x/auth/types"
+	paramtypes "github.com/cosmos/cosmos-sdk/x/params/types"
+
 	ethermint "github.com/evmos/ethermint/types"
 	"github.com/evmos/ethermint/x/evm/statedb"
 	"github.com/evmos/ethermint/x/evm/types"
@@ -53,6 +56,11 @@ type Keeper struct {
 
 	// EVM Hooks for tx post-processing
 	hooks types.EvmHooks
+
+	// Creates a basic account used in account initialization
+	// see x/auth/keeper/keeper.go for a similar example
+	// ethermint.ProtoAccountWithAddress is recommended here unless another account type is needed
+	AccountProtoFn func(sdk.AccAddress) authtypes.AccountI
 }
 
 // NewKeeper generates new evm module keeper
@@ -60,8 +68,7 @@ func NewKeeper(
 	cdc codec.BinaryCodec,
 	storeKey, transientKey sdk.StoreKey, paramSpace paramtypes.Subspace,
 	ak types.AccountKeeper, bankKeeper types.BankKeeper, sk types.StakingKeeper,
-	fmk types.FeeMarketKeeper,
-	tracer string,
+	fmk types.FeeMarketKeeper, tracer string, accountProtoFn func(sdk.AccAddress) authtypes.AccountI,
 ) *Keeper {
 	// ensure evm module account is set
 	if addr := ak.GetModuleAddress(types.ModuleName); addr == nil {
@@ -84,6 +91,7 @@ func NewKeeper(
 		storeKey:        storeKey,
 		transientKey:    transientKey,
 		tracer:          tracer,
+		AccountProtoFn:  accountProtoFn,
 	}
 }
 
diff --git a/x/evm/keeper/statedb.go b/x/evm/keeper/statedb.go
index 32efb194..b3212e4d 100644
--- a/x/evm/keeper/statedb.go
+++ b/x/evm/keeper/statedb.go
@@ -106,7 +106,8 @@ func (k *Keeper) SetAccount(ctx sdk.Context, addr common.Address, account stated
 	cosmosAddr := sdk.AccAddress(addr.Bytes())
 	acct := k.accountKeeper.GetAccount(ctx, cosmosAddr)
 	if acct == nil {
-		acct = k.accountKeeper.NewAccountWithAddress(ctx, cosmosAddr)
+		acct = k.AccountProtoFn(cosmosAddr)
+		acct = k.accountKeeper.NewAccount(ctx, acct)
 	}
 
 	if err := acct.SetSequence(account.Nonce); err != nil {
diff --git a/x/evm/types/interfaces.go b/x/evm/types/interfaces.go
index f5e16f7f..9fefa462 100644
--- a/x/evm/types/interfaces.go
+++ b/x/evm/types/interfaces.go
@@ -15,6 +15,7 @@ import (
 // AccountKeeper defines the expected account keeper interface
 type AccountKeeper interface {
 	NewAccountWithAddress(ctx sdk.Context, addr sdk.AccAddress) authtypes.AccountI
+	NewAccount(ctx sdk.Context, account authtypes.AccountI) authtypes.AccountI
 	GetModuleAddress(moduleName string) sdk.AccAddress
 	GetAllAccounts(ctx sdk.Context) (accounts []authtypes.AccountI)
 	IterateAccounts(ctx sdk.Context, cb func(account authtypes.AccountI) bool)