diff --git a/pkg/api/router.go b/pkg/api/router.go
index 8cffd8ac32..d2f8fdb0c6 100644
--- a/pkg/api/router.go
+++ b/pkg/api/router.go
@@ -532,6 +532,7 @@ func (s *Service) mountBusinessDebug() {
 
 	handle("/wallet", web.ChainHandlers(
 		s.checkChequebookAvailability,
+		s.checkSwapAvailability,
 		web.FinalHandler(jsonhttp.MethodHandler{
 			"GET": http.HandlerFunc(s.walletHandler),
 		}),
diff --git a/pkg/node/node.go b/pkg/node/node.go
index 2cda81da54..a9cbcf1058 100644
--- a/pkg/node/node.go
+++ b/pkg/node/node.go
@@ -492,19 +492,19 @@ func NewBee(
 		}
 	}
 
-	chequebookFactory, err = InitChequebookFactory(logger, chainBackend, chainID, transactionService, o.SwapFactoryAddress)
-	if err != nil {
-		return nil, err
-	}
+	if o.SwapEnable {
+		chequebookFactory, err = InitChequebookFactory(logger, chainBackend, chainID, transactionService, o.SwapFactoryAddress)
+		if err != nil {
+			return nil, err
+		}
 
-	erc20Address, err := chequebookFactory.ERC20Address(ctx)
-	if err != nil {
-		return nil, fmt.Errorf("factory fail: %w", err)
-	}
+		erc20Address, err := chequebookFactory.ERC20Address(ctx)
+		if err != nil {
+			return nil, fmt.Errorf("factory fail: %w", err)
+		}
 
-	erc20Service = erc20.New(transactionService, erc20Address)
+		erc20Service = erc20.New(transactionService, erc20Address)
 
-	if o.SwapEnable {
 		if o.ChequebookEnable && chainEnabled {
 			chequebookService, err = InitChequebookService(
 				ctx,