Add a payment type/use case to incoming payments

[adrianhopebailie]

It would be very useful to the ASE hosting the incoming payment resource to know the purpose of the incoming payment. For example, is this a web monetisation payment or a P2P remittance or an ecommerce payment.

This helps the ASE decide what payment methods to present. E.g. For Web Monetization always present an ILP connection, for P2P remittance some other method may be more appropriate.

This also has some implications for compliance as often an account may only be permitted to be party to specific use cases or the data required for compliance is different.

[adrianhopebailie]

The ISO20022 data dictionary defines a code list which we could use here 😬
https://www.iso20022.org/standardsrepository/type/ExternalPurpose1Code

Code	Name	Description
ACCT	AccountManagement	Transaction moves funds between 2 accounts of same account holder at the same bank.
ADCS	AdvisoryDonationCopyrightServices	Payments for donation, sponsorship, advisory, intellectual and other copyright services.
ADMG	AdministrativeManagement	Transaction is related to a payment associated with administrative management.
ADVA	AdvancePayment	Transaction is an advance payment.
AEMP	ActiveEmploymentPolicy	Payment concerning active employment policy.
AGRT	AgriculturalTransfer	Transaction is related to the agricultural domain.
AIRB	Air	Transaction is a payment for air transport related business.
ALLW	Allowance	Transaction is the payment of allowances.
ALMY	AlimonyPayment	Transaction is the payment of alimony.
AMEX	Amex	Card Settlement-Settlement of AMEX transactions.
ANNI	Annuity	Transaction settles annuity related to credit, insurance, investments, other.n
ANTS	AnesthesiaServices	Transaction is a payment for anesthesia services.
AREN	AccountsReceivablesEntry	Transaction is related to a payment associated with an Account Receivable Entry
AUCO	AuthenticatedCollections	Utilities-Settlement of Authenticated Collections transactions.
B112	TrailerFeePayment	US mutual fund trailer fee (12b-1) payment
BBSC	BabyBonusScheme	Transaction is related to a payment made as incentive to encourage parents to have more children
BCDM	BearerChequeDomestic	Transaction is the payment of a domestic bearer cheque.
BCFG	BearerChequeForeign	Transaction is the payment of a foreign bearer cheque.
BECH	ChildBenefit	Transaction is related to a payment made to assist parent/guardian to maintain child.
BENE	UnemploymentDisabilityBenefit	Transaction is related to a payment to a person who is unemployed/disabled.
BEXP	BusinessExpenses	Transaction is related to a payment of business expenses.
BFWD	BondForward	Cash collateral related to any securities traded out beyond 3 days which include treasury notes, JGBs and Gilts.
BKDF	BankLoanDelayedDrawFunding	Delayed draw funding. Certain issuers may utilize delayed draw loans whereby the lender is committed to fund cash within a specified period once a call is made by the issuer. The lender receives a fee for entering into such a commitment
BKFE	BankLoanFees	Bank loan fees. Cash activity related to specific bank loan fees, including (a) agent / assignment fees; (b) amendment fees; (c) commitment fees; (d) consent fees; (e) cost of carry fees; (f) delayed compensation fees; (g) facility fees; (h) fronting fees; (i) funding fees; (j) letter of credit assignment fees
BKFM	BankLoanFundingMemo	Bank loan funding memo. Net cash movement for the loan contract final notification when sent separately from the loan contract final notification instruction.
BKIP	BankLoanAccruedInterestPayment	Accrued interest payments. Specific to bank loans.
BKPP	BankLoanPrincipalPaydown	Principal paydowns. Specific to bank loans
BLDM	BuildingMaintenance	Transaction is related to a payment associated with building maintenance.
BNET	BondForwardNetting	Bond Forward pair-off cash net movement
BOCE	BackOfficeConversionEntry	Transaction is related to a payment associated with a Back Office Conversion Entry
BOND	Bonds	Securities Lending-Settlement of Bond transaction.
BONU	BonusPayment.	Transaction is related to payment of a bonus.
BR12	TrailerFeeRebate	US mutual fund trailer fee (12b-1) rebate payment
BUSB	Bus	Transaction is a payment for bus transport related business.
CABD	CorporateActions-Bonds	Securities Lending-Settlement of Corporate Actions: Bonds transactions.
CAEQ	CorporateActions-Equities	Securities Lending-Settlement of Corporate Actions: Equities transactions.
CAFI	CustodianManagementFeeInhouse	Transaction is the payment of custodian account management fee where custodian bank and current account servicing bank coincide
CASH	CashManagementTransfer	Transaction is a general cash management instruction.
CBCR	CreditCard	Card Settlement-Settlement of Credit Card transactions.
CBFF	CapitalBuilding	Transaction is related to capital building fringe fortune, ie capital building in general
CBFR	CapitalBuildingRetirement	Transaction is related to capital building fringe fortune for retirement
CBLK	CardBulkClearing	A Service that is settling money for a bulk of card transactions, while referring to a specific transaction file or other information like terminal ID, card acceptor ID or other transaction details.
CBTV	CableTVBill	Transaction is related to a payment of cable TV bill.
CCHD	CashCompensationHelplessnessDisability	Payments made by Government institute related to cash compensation, helplessness, disability. These payments are made by the Government institution as a social benefit in addition to regularly paid salary or pension.
CCIR	CrossCurrencyIRS	Cash Collateral related to a Cross Currency Interest Rate Swap, indicating the exchange of fixed interest payments in one currency for those in another.
CCPC	CCPClearedInitialMargin	Cash Collateral associated with an ISDA or Central Clearing Agreement that is covering the initial margin requirements for OTC trades clearing through a CCP.
CCPM	CCPClearedVariationMargin	Cash Collateral associated with an ISDA or Central Clearing Agreement that is covering the variation margin requirements for OTC trades clearing through a CCP.
CCRD	CreditCardPayment	Transaction is related to a payment of credit card account.
CCSM	CCPClearedInitialMarginSegregatedCash	CCP Segregated initial margin: Initial margin on OTC Derivatives cleared through a CCP that requires segregation
CDBL	CreditCardBill	Transaction is related to a payment of credit card bill.
CDCB	CardPaymentWithCashBack	Purchase of Goods and Services with additional Cash disbursement at the POI (Cashback)
CDCD	CashDisbursementCashSettlement	ATM Cash Withdrawal in an unattended or Cash Advance in an attended environment (POI or bank counter)
CDCS	CashDisbursementWithSurcharging	ATM Cash Withdrawal in an unattended or Cash Advance in an attended environment (POI or bank counter) with surcharging.
CDDP	CardDeferredPayment	A combined service which enables the card acceptor to perform an authorisation for a temporary amount and a completion for the final amount within a limited time frame. Deferred Payment is only available in the unattended environment. Examples where this service is widely used are unattended petrol pumps and phone booths
CDEP	CreditDefaultEventPayment	Payment related to a credit default event
CDOC	OriginalCredit	A service which allows the card acceptor to effect a credit to a cardholder' account. Unlike a Merchant Refund, an Original Credit is not preceded by a card payment. This service is used for example for crediting winnings from gaming.
CDQC	QuasiCash	Purchase of Goods which are equivalent to cash like coupons in casinos.
CFDI	CapitalFallingDueInhouse	Transaction is the payment of capital falling due where custodian bank and current account servicing bank coincide
CFEE	CancellationFee	Transaction is related to a payment of cancellation fee.
CGDD	CardGeneratedDirectDebit	Transaction is related to a direct debit where the mandate was generated by using data from a payment card at the point of sale.
CHAR	CharityPayment	Transaction is a payment for charity reasons.
CLPR	CarLoanPrincipalRepayment	Transaction is a payment of car loan principal payment.
CMDT	CommodityTransfer	Transaction is payment of commodities.
COLL	CollectionPayment	Transaction is a collection of funds initiated via a credit transfer or direct debit.
COMC	CommercialPayment	Transaction is related to a payment of commercial credit or debit. (formerly CommercialCredit)
COMM	Commission	Transaction is payment of commission.
COMP	CompensationPayment	Transaction is related to the payment of a compensation relating to interest loss/value date adjustment and can include fees.
COMT	ConsumerThirdPartyConsolidatedPayment	Transaction is a payment used by a third party who can collect funds to pay on behalf of consumers, ie credit counseling or bill payment companies.
CORT	TradeSettlementPayment	Transaction is related to settlement of a trade, e.g. a foreign exchange deal or a securities transaction.
COST	Costs	Transaction is related to payment of costs.
CPEN	CashPenalties	Cash penalties related to securities transaction, including CSDR Settlement Discipline Regime.
CPKC	CarparkCharges	Transaction is related to carpark charges.
CPYR	Copyright	Transaction is payment of copyright.
CRDS	CreditDefaultSwap	Cash collateral related to trading of credit default swap.
CRPR	CrossProduct	Cash collateral related to a combination of various types of trades.
CRSP	CreditSupport	Cash collateral related to cash lending/borrowing; letter of Credit; signing of master agreement.
CRTL	CreditLine	Cash collateral related to opening of a credit line before trading.
CSDB	CashDisbursementCashManagement	Transaction is related to cash disbursement.
CSLP	CompanySocialLoanPaymentToBank	Transaction is a payment by a company to a bank for financing social loans to employees.
CVCF	ConvalescentCareFacility	Transaction is a payment for convalescence care facility services.
DBCR	DebitCard	Card Settlement-Settlement of Debit Card transactions.
DBTC	DebitCollectionPayment	Collection of funds initiated via a debit transfer.
DCRD	DebitCardPayment	Transaction is related to a debit card payment.
DEPD	DependentSupportPayment	Transaction is related to a payment concerning dependent support, for example child support or support for a person substantially financially dependent on the support provider.
DEPT	Deposit	Transaction is releted to a payment of deposit.
DERI	Derivatives	Transaction is related to a derivatives transaction
DICL	Diners	Card Settlement-Settlement of Diners transactions.
DIVD	Dividend	Transaction is payment of dividends.
DMEQ	DurableMedicaleEquipment	Transaction is a payment is for use of durable medical equipment.
DNTS	DentalServices	Transaction is a payment for dental services.
DSMT	PrintedOrderDisbursement	Transaction is the payment of a disbursement due to a specific type of printed order for a payment of a specified sum, issued by a bank or a post office (Zahlungsanweisung zur Verrechnung)
DVPM	DeliverAgainstPayment	Code used to pre-advise the account servicer of a forthcoming deliver against payment instruction.
ECPG	GuaranteedEPayment	E-Commerce payment with payment guarantee of the issuing bank.
ECPR	EPaymentReturn	E-Commerce payment return.
ECPU	NonGuaranteedEPayment	E-Commerce payment without payment guarantee of the issuing bank.
EDUC	Education	Transaction is related to a payment of study/tuition fees.
EFTC	LowValueCredit	Utilities-Settlement of Low value Credit transactions.
EFTD	LowValueDebit	Utilities-Settlement of Low value Debit transactions.
ELEC	ElectricityBill	Transaction is related to a payment of electricity bill.
ENRG	Energies	Transaction is related to a utility operation.
EPAY	Epayment	Transaction is related to ePayment.
EQPT	EquityOption	Cash collateral related to trading of equity option (Also known as stock options).
EQTS	Equities	Securities Lending-Settlement of Equities transactions.
EQUS	EquitySwap	Cash collateral related to equity swap trades where the return of an equity is exchanged for either a fixed or a floating rate of interest.
ESTX	EstateTax	Transaction is related to a payment of estate tax.
ETUP	EPurseTopUp	Transaction is related to a Service that is first reserving money from a card account and then is loading an e-purse application by this amount.
EXPT	ExoticOption	Cash collateral related to trading of an exotic option for example a non-standard option.
EXTD	ExchangeTradedDerivatives	Cash collateral related to trading of exchanged traded derivatives in general (Opposite to Over the Counter (OTC)).
FACT	FactorUpdateRelatedPayment	Payment related to a factor update
FAND	FinancialAidInCaseOfNaturalDisaster	Financial aid by State authorities for abolition of consequences of natural disasters.
FCOL	FeeCollection	A Service that is settling card transaction related fees between two parties.
FCPM	LatePaymentOfFeesAndCharges	Transaction is the payment for late fees & charges. E.g Credit card charges
FEES	PaymentOfFees	Payment of fees/charges.
FERB	Ferry	Transaction is a payment for ferry related business.
FIXI	FixedIncome	Cash collateral related to a fixed income instrument
FLCR	FleetCard	Card Settlement-Settlement of Fleet transactions.
FNET	FuturesNettingPayment	Cash associated with a netting of futures payments. Refer to CCPM codeword for netting of initial and variation margin through a CCP
FORW	ForwardForeignExchange	FX trades with a value date in the future.
FREX	ForeignExchange	Transaction is related to a foreign exchange operation.
FUTR	Futures	Cash related to futures trading activity.
FWBC	ForwardBrokerOwnedCashCollateral	Cash collateral payment against a Master Forward Agreement (MFA) where the cash is held in a segregated account and is not available for use by the client. Includes any instruments with a forward settling date such TBAs, repurchase agreements and bond forwards
FWCC	ForwardClientOwnedCashCollateral	Cash collateral payment against a Master Forward Agreement (MFA) where the cash is owned and may be used by the client when returned. Includes any instruments with a forward settling date such TBAs, repurchase agreements and bond forwards
FWLV	ForeignWorkerLevy	Transaction is related to a payment of Foreign Worker Levy
FWSB	ForwardBrokerOwnedCashCollateralSegregated	Any cash payment related to the collateral for a Master Agreement forward, which is segregated, and not available for use by the client. Example master agreement forwards include TBA, repo and Bond Forwards.
FWSC	ForwardClientOwnedSegregatedCashCollateral	Any cash payment related to the collateral for a Master agreement forward, which is owned by the client and is available for use by the client when it is returned to them from the segregated account. Example master agreement forwards include TBA, repo and Bond Forwards.
FXNT	ForeignExchangeRelatedNetting	FX netting if cash is moved by separate wire instead of within the closing FX instruction
GAFA	GovernmentFamilyAllowance	Salary and Benefits-Allowance from government to support family.
GAHO	GovernmentHousingAllowance	Salary and Benefits-Allowance from government to individuals to support payments of housing.
GAMB	GamblingOrWageringPayment	General-Payments towards a purchase or winnings received from gambling, betting or other wagering activities.
GASB	GasBill	Transaction is related to a payment of gas bill.
GDDS	PurchaseSaleOfGoods	Transaction is related to purchase and sale of goods.
GDSV	PurchaseSaleOfGoodsAndServices	Transaction is related to purchase and sale of goods and services.
GFRP	GuaranteeFundRightsPayment	Compensation to unemployed persons during insolvency procedures.
GIFT	Gift	Payment with no commercial or statutory purpose.
GOVI	GovernmentInsurance	Transaction is related to a payment of government insurance.
GOVT	GovernmentPayment	Transaction is a payment to or from a government department.
GSCB	PurchaseSaleOfGoodsAndServicesWithCashBack	Transaction is related to purchase and sale of goods and services with cash back.
GSTX	GoodsServicesTax	Transaction is the payment of Goods & Services Tax
GVEA	AustrianGovernmentEmployeesCategoryA	Transaction is payment to category A Austrian government employees.
GVEB	AustrianGovernmentEmployeesCategoryB	Transaction is payment to category B Austrian government employees.
GVEC	AustrianGovernmentEmployeesCategoryC	Transaction is payment to category C Austrian government employees.
GVED	AustrianGovernmentEmployeesCategoryD	Transaction is payment to category D Austrian government employees.
GWLT	GovermentWarLegislationTransfer	Payment to victims of war violence and to disabled soldiers.
HEDG	Hedging	Transaction is related to a hedging operation.
HLRP	PropertyLoanRepayment	Transaction is related to a payment of property loan.
HLST	PropertyLoanSettlement	Transaction is related to the settlement of a property loan.
HLTC	HomeHealthCare	Transaction is a payment for home health care services.
HLTI	HealthInsurance	Transaction is a payment of health insurance.
HREC	HousingRelatedContribution	Transaction is a contribution by an employer to the housing expenditures (purchase, construction, renovation) of the employees within a tax free fringe benefit system
HSPC	HospitalCare	Transaction is a payment for hospital care services.
HSTX	HousingTax	Transaction is related to a payment of housing tax.
ICCP	IrrevocableCreditCardPayment	Transaction is reimbursement of credit card payment.
ICRF	IntermediateCareFacility	Transaction is a payment for intermediate care facility services.
IDCP	IrrevocableDebitCardPayment	Transaction is reimbursement of debit card payment.
IHRP	InstalmentHirePurchaseAgreement	Transaction is payment for an installment/hire-purchase agreement.
INPC	InsurancePremiumCar	Transaction is a payment of car insurance premium.
INPR	InsurancePremiumRefund	Transaction is related to an insurance premium refund.
INSC	PaymentOfInsuranceClaim	Transaction is related to the payment of an insurance claim.
INSM	Installment	Transaction is related to a payment of an installment.
INSU	InsurancePremium	Transaction is payment of an insurance premium.
INTC	IntraCompanyPayment	Transaction is an intra-company payment, ie, a payment between two companies belonging to the same group.
INTE	Interest	Transaction is payment of interest.
INTP	IntraPartyPayment	Transaction is a payment between two accounts belonging to the same party (intra-party payment), where party is a natural person (identified by a private ID, not organisation ID).
INTX	IncomeTax	Transaction is related to a payment of income tax.
INVS	InvestmentAndSecurities	Transaction is for the payment of mutual funds, investment products and shares
IPAY	InstantPayments	Transaction in which the amount is available to the payee immediately.
IPCA	InstantPaymentsCancellation	Transaction in which the Return of the amount is fully returned.
IPDO	InstantPaymentsForDonations	Transaction in which the amount is available to the payee immediately, done for donations, with sending the address data of the payer.
IPEA	InstantPaymentsInECommerceWithoutAddressData	Transaction in which the amount is available to the payee immediately, done in E-commerce, without sending the address data of the payer.
IPEC	InstantPaymentsInECommerceWithAddressData	Transaction in which the amount is available to the payee immediately, done in E-commerce, with sending the address data of the payer.
IPEW	InstantPaymentsInECommerce	Transaction in which the amount is available to the payee immediately, done in E-commerce.
IPPS	InstantPaymentsAtPOS	Transaction in which the amount is available to the payee immediately, done at POS.
IPRT	InstantPaymentsReturn	Transaction in which the Return of the amount is fully or partial returned.
IPU2	InstantPaymentsUnattendedVendingMachineWith2FA	Transaction is made via an unattending vending machine by using 2-factor-authentification.
IPUW	InstantPaymentsUnattendedVendingMachineWithout2FA	Transaction is made via an unattending vending machine by without using 2-factor-authentification.
IVPT	InvoicePayment	Transaction is the payment for invoices.
LBIN	LendingBuyInNetting	Net payment related to a buy-in. When an investment manager is bought in on a sell trade that fails due to a failed securities lending recall, the IM may seize the underlying collateral to pay for the buy-in. Any difference between the value of the collateral and the sell proceeds would be paid or received under this code
LBRI	LaborInsurance	Transaction is a payment of labor insurance.
LCOL	LendingCashCollateralFreeMovement	Free movement of cash collateral. Cash collateral paid by the borrower is done separately from the delivery of the shares at loan opening or return of collateral done separately from return of the loaned security. Note: common when the currency of the security is different the currency of the cash collateral.
LFEE	LendingFees	Fee payments, other than rebates, for securities lending. Includes (a) exclusive fees; (b) transaction fees; (c) custodian fees; (d) minimum balance fees
LICF	LicenseFee	Transaction is payment of a license fee.
LIFI	LifeInsurance	Transaction is a payment of life insurance.
LIMA	LiquidityManagement	Bank initiated account transfer to support zero target balance management, pooling or sweeping.
LMEQ	LendingEquityMarkedToMarketCashCollateral	Cash collateral payments resulting from the marked-to-market of a portfolio of loaned equity securities
LMFI	LendingFixedIncomeMarkedToMarketCashCollateral	Cash collateral payments resulting from the marked-to-market of a portfolio of loaned fixed income securities
LMRK	LendingUnspecifiedTypeOfMarkedToMarketCashCollateral	Cash collateral payments resulting from the marked-to-market of a portfolio of loaned securities where the instrument types are not specified
LOAN	Loan	Transaction is related to transfer of loan to borrower.
LOAR	LoanRepayment	Transaction is related to repayment of loan to lender.
LOTT	LotteryPayment	General-Payment towards a purchase or winnings received from lottery activities.
LREB	LendingRebatePayments	Securities lending rebate payments
LREV	LendingRevenuePayments	Revenue payments made by the lending agent to the client
LSFL	LendingClaimPayment	Payments made by a borrower to a lending agent to satisfy claims made by the investment manager related to sell fails from late loan recall deliveries
LTCF	LongTermCareFacility	Transaction is a payment for long-term care facility services.
MAFC	MedicalAidFundContribution	Transaction is contribution to medical aid fund.
MARF	MedicalAidRefund	Transaction is related to a medical aid refund.
MARG	DailyMarginOnListedDerivatives	Daily margin on listed derivatives – not segregated as collateral associated with an FCM agreement. Examples include listed futures and options margin payments; premiums for listed options not covered in the MT54X message
MBSB	MBSBrokerOwnedCashCollateral	MBS Broker Owned Segregated (40Act/Dodd Frank) Cash Collateral - Any cash payment related to the collateral for a Mortgage Back Security, which is segregated, and not available for use by the client.
MBSC	MBSClientOwnedCashCollateral	MBS Client Owned Cash Segregated (40Act/Dodd Frank) Cash Collateral - Any cash payment related to the collateral for a Mortgage Back Security, which is owned by the client and is available for use by the client when it is returned to them from the segregated account
MCDM	MultiCurrenyChequeDomestic	Transaction is the payment of a domestic multi-currency cheque
MCFG	MultiCurrenyChequeForeign	Transaction is the payment of a foreign multi-currency cheque
MDCS	MedicalServices	Transaction is a payment for medical care services.
MGCC	FuturesInitialMargin	Initial futures margin. Where such payment is owned by the client and is available for use by them on return
MGSC	FuturesInitialMarginClientOwnedSegregatedCashCollateral	Margin Client Owned Segregated Cash Collateral - Any cash payment related to the collateral for initial futures margin, which is owned by the client and is available for use by the client when it is returned to them from the segregated account.
MOMA	MoneyMarket	Securities Lending-ettlement of Money Market PCH.
MP2B	MobileP2BPayment	A service which enables a user to use an app on its mobile to pay a merchant or other business payees by initiating a payment message. Within this context, the account information or an alias of the payee might be transported through different channels to the app, for example QR Code, NFC, Bluetooth, other Networks.
MP2P	MobileP2PPayment	A service which enables a user to use an app on its mobile to initiate moving funds from his/her bank account to another person’s bank account while not using the account number but an alias information like an MSISDN as account addressing information in his/her app.
MSVC	MultipleServiceTypes	Transaction is related to a payment for multiple service types.
MTUP	MobileTopUp	A Service that is first reserving money from a card account and then is loading a prepaid mobile phone amount by this amount.
NETT	Netting	Transaction is related to a netting operation.
NITX	NetIncomeTax	Transaction is related to a payment of net income tax.
NOWS	NotOtherwiseSpecified	Transaction is related to a payment for type of services not specified elsewhere.
NWCH	NetworkCharge	Transaction is related to a payment of network charges.
NWCM	NetworkCommunication	Transaction is related to a payment of network communication.
OCCC	ClientOwnedOCCPledgedCollateral	Client owned collateral identified as eligible for OCC pledging
OCDM	OrderChequeDomestic	Transaction is the payment of a domestic order cheque
OCFG	OrderChequeForeign	Transaction is the payment of a foreign order cheque
OFEE	OpeningFee	Transaction is related to a payment of opening fee.
OPBC	OTCOptionBrokerOwnedCashCollateral	Cash collateral payment for OTC options associated with an FCM agreement. Where such payment is segregated and not available for use by the client
OPCC	OTCOptionClientOwnedCashCollateral	Cash collateral payment for OTC options associated with an FCM agreement. Where such payment is not segregated and is available for use by the client upon return
OPSB	OTCOptionBrokerOwnedSegregatedCashCollateral	Option Broker Owned Segregated Cash Collateral - Any cash payment related to the collateral for an OTC option, which is segregated, and not available for use by the client.
OPSC	OTCOptionClientOwnedCashSegregatedCashCollateral	Option Client Owned Cash Segregated Cash Collateral - Any cash payment related to the collateral for an OTC option, which is owned by the client and is available for use by the client when it is returned to them from the segregated account
OPTN	FXOption	Cash collateral related to trading of option on Foreign Exchange.
OTCD	OTCDerivatives	Cash collateral related to Over-the-counter (OTC) Derivatives in general for example contracts which are traded and privately negotiated.
OTHR	Other	Other payment purpose.
OTLC	OtherTelecomRelatedBill	Transaction is related to a payment of other telecom related bill.
PADD	PreauthorizedDebit	Transaction is related to a pre-authorized debit origination
PAYR	Payroll	Transaction is related to the payment of payroll.
PCOM	PropertyCompletionPayment	Final payment to complete the purchase of a property.
PDEP	PropertyDeposit	Payment of the deposit required towards purchase of a property.
PEFC	PensionFundContribution	Transaction is contribution to pension fund.
PENO	PaymentBasedOnEnforcementOrder	Payment based on enforcement orders except those arising from judicial alimony decrees.
PENS	PensionPayment	Transaction is the payment of pension.
PHON	TelephoneBill	Transaction is related to a payment of telephone bill.
PLDS	PropertyLoanDisbursement	Payment of funds from a lender as part of the issuance of a property loan.
PLRF	PropertyLoanRefinancing	Transfer or extension of a property financing arrangement to a new deal or loan provider, without change of ownership of property.
POPE	PointOfPurchaseEntry	Transaction is related to a payment associated with a Point of Purchase Entry.
PPTI	PropertyInsurance	Transaction is a payment of property insurance.
PRCP	PricePayment	Transaction is related to a payment of a price.
PRME	PreciousMetal	Transaction is related to a precious metal operation.
PTSP	PaymentTerms	Transaction is related to payment terms specifications
PTXP	PropertyTax	Transaction is related to a payment of property tax.
RAPI	RapidPaymentInstruction	Instant Payments-Settlement of Rapid Payment Instruction (RPI) transactions.
RCKE	RepresentedCheckEntry	Transaction is related to a payment associated with a re-presented check entry
RCPT	ReceiptPayment	Transaction is related to a payment of receipt.
RDTX	RoadTax	Transaction is related to a payment of road tax.
REBT	Rebate	Transaction is the payment of a rebate.
REFU	Refund	Transaction is the payment of a refund.
RELG	RentalLeaseGeneral	Transaction is for general rental/lease.
RENT	Rent	Transaction is the payment of rent.
REOD	AccountOverdraftRepayment	Transaction is for account overdraft repayment
REPO	RepurchaseAgreement	Cash collateral related to a repurchase agreement transaction.
RETL	RetailPayment	Retail payment including e-commerce and online shopping.
RHBS	RehabilitationSupport	Benefit for the duration of occupational rehabilitation.
RIMB	ReimbursementOfAPreviousErroneousTransaction	Transaction is related to a reimbursement of a previous erroneous transaction.
RINP	RecurringInstallmentPayment	Transaction is related to a payment of a recurring installment made at regular intervals.
RLWY	Railway	Transaction is a payment for railway transport related business.
ROYA	Royalties	Transaction is the payment of royalties.
RPBC	BilateralRepoBrokerOwnedCollateral	Bi-lateral repo broker owned collateral associated with a repo master agreement – GMRA or MRA Master Repo Agreements
RPCC	RepoClientOwnedCollateral	Repo client owned collateral associated with a repo master agreement – GMRA or MRA Master Repo Agreements
RPNT	BilateralRepoInternetNetting	Bi-lateral repo interest net/bulk payment at rollover/pair-off or other closing scenarios where applicable
RPSB	BilateralRepoBrokerOwnedSegregatedCashCollateral	Bi-lateral repo broker owned segregated cash collateral associated with a repo master agreement
RPSC	BilateralRepoClientOwnedSegregatedCashCollateral	Repo client owned segregated collateral associated with a repo master agreement
RRBN	RoundRobin	Cash payment resulting from a Round Robin
RRCT	ReimbursementReceivedCreditTransfer	Transaction is related to a reimbursement for commercial reasons of a correctly received credit transfer.
RRTP	RelatedRequestToPay	Transaction is related to a Request to Pay.
RVPM	ReceiveAgainstPayment	Code used to pre-advise the account servicer of a forthcoming receive against payment instruction.
RVPO	ReverseRepurchaseAgreement	Cash collateral related to a reverse repurchase agreement transaction.
SALA	SalaryPayment	Transaction is the payment of salaries.
SASW	ATM	Card Settlement-Settlement of ATM transactions.
SAVG	Savings	Transfer to savings/retirement account.
SBSC	SecuritiesBuySellSellBuyBack	Cash collateral related to a Securities Buy Sell Sell Buy Back
SCIE	SingleCurrencyIRSExotic	Cash collateral related to Exotic single currency interest rate swap.
SCIR	SingleCurrencyIRS	Cash collateral related to Single Currency Interest Rate Swap.
SCRP	SecuritiesCrossProducts	Cash collateral related to Combination of securities-related exposure types.
SCVE	PurchaseSaleOfServices	Transaction is related to purchase and sale of services.
SECU	Securities	Transaction is the payment of securities.
SEPI	SecuritiesPurchaseInhouse	Transaction is the payment of a purchase of securities where custodian bank and current account servicing bank coincide
SERV	ServiceCharges	Transaction is related to service charges charged by a service provider.
SHBC	BrokerOwnedCollateralShortSale	Short Sale broker owned collateral associated with a prime broker agreement
SHCC	ClientOwnedCollateralShortSale	Short Sale client owned collateral associated with a prime brokerage agreement
SHSL	ShortSell	Cash Collateral related to a Short Sell
SLEB	SecuritiesLendingAndBorrowing	Cash collateral related to Securities lending and borrowing.
SLOA	SecuredLoan	Cash collateral related to a Secured loan.
SLPI	PaymentSlipInstruction	Transaction is payment of a well formatted payment slip.
SPLT	SplitPayments	Split payments. To be used when cash and security movements for a security trade settlement are instructed separately.
SPSP	SalaryPensionSumPayment	Salary or pension payment for more months in one amount or a delayed payment of salaries or pensions.
SSBE	SocialSecurityBenefit	Transaction is a social security benefit, ie payment made by a government to support individuals.
STDY	Study	Transaction is related to a payment of study/tuition costs.
SUBS	Subscription	Transaction is related to a payment of information or entertainment services either in printed or electronic form.
SUPP	SupplierPayment	Transaction is related to a payment to a supplier.
SWBC	SwapBrokerOwnedCashCollateral	Cash collateral payment for swaps associated with an ISDA agreement. . Where such payment is segregated and not available for use by the client. Includes any cash collateral payments made under the terms of a CSA agreement for instruments such as swaps and FX forwards.
SWCC	SwapClientOwnedCashCollateral	Cash collateral payment for swaps associated with an ISDA agreement. Where such payment is not segregated and is available for use by the client upon return. Includes any cash collateral payments made under the terms of a CSA agreement for instruments such as swaps and FX forwards.
SWFP	SwapContractFinalPayment	Final payments for a swap contract
SWPP	SwapContractPartialPayment	Partial payment for a swap contract
SWPT	Swaption	Cash collateral related to an option on interest rate swap.
SWRS	SwapContractResetPayment	Reset payment for a swap contract
SWSB	SwapsBrokerOwnedSegregatedCashCollateral	Swaps Broker Owned Segregated Cash Collateral - Any cash payment related to the collateral for Swap margin , which is segregated, and not available for use by the client. This includes any collateral identified in a CSA agreement such as Swap or FX Forward collateral.
SWSC	SwapsClientOwnedSegregatedCashCollateral	Swaps Client Owned Segregated Cash Collateral - Any cash payment related to the collateral for Swap margin, which is owned by the client and is available for use by the client when returned from the segregated account. This includes any collateral identified in a CSA agreement such as Swap or FX Forward collateral.
SWUF	SwapContractUpfrontPayment	Upfront payment for a swap contract
TAXR	TaxRefund	Transaction is the refund of a tax payment or obligation.
TAXS	TaxPayment	Transaction is the payment of taxes.
TBAN	TBAPairOffNetting	TBA pair-off cash wire net movement
TBAS	ToBeAnnounced	Cash collateral related to a To Be Announced (TBA)
TBBC	TBABrokerOwnedCashCollateral	Cash collateral payment (segregated) for TBA securities associated with a TBA Master Agreement. Where such payment is segregated and not available for use by the client.
TBCC	TBAClientOwnedCashCollateral	Cash collateral payment (for use by client)for TBA securities associated with a TBA Master Agreement. Where such payment is not segregated and is available for use by the client upon return.
TBIL	TelecommunicationsBill	Transaction is related to a payment of telecommunications related bill.
TCSC	TownCouncilServiceCharges	Transaction is related to a payment associated with charges levied by a town council.
TELI	TelephoneInitiatedTransaction	Transaction is related to a payment initiated via telephone.
TLRF	NonUSMutualFundTrailerFeePayment	Any non-US mutual fund trailer fee (retrocession) payment (use ISIN to determine onshore versus offshore designation)
TLRR	NonUSMutualFundTrailerFeeRebatePayment	Any non-US mutual fund trailer fee (retrocession) rebate payment (use ISIN to determine onshore versus offshore designation)
TMPG	TMPGClaimPayment	Cash payment resulting from a TMPG Claim
TPRI	TriPartyRepoInterest	Tri-Party Repo related interest
TPRP	TriPartyRepoNetting	Tri-party Repo related net gain/loss cash movement
TRAD	Commercial	Transaction is related to a trade services operation.
TRCP	TreasuryCrossProduct	Cash collateral related to a combination of treasury-related exposure types.
TREA	TreasuryPayment	Transaction is related to treasury operations.
TRFD	TrustFund	Transaction is related to a payment of a trust fund.
TRNC	TruncatedPaymentSlip	Transaction is payment of a beneficiary prefilled payment slip where beneficiary to payer information is truncated.
TRPT	RoadPricing	Transaction is for the payment to top-up pre-paid card and electronic road pricing for the purpose of transportation
TRVC	TravellerCheque	Transaction is the payment of a travellers cheque
UBIL	Utilities	Transaction is for the payment to common utility provider that provide gas, water and/or electricity.
UNIT	UnitTrustPurchase	Transaction is purchase of Unit Trust
VATX	ValueAddedTaxPayment	Transaction is the payment of value added tax.
VIEW	VisionCare	Transaction is a payment for vision care services.
WEBI	InternetInitiatedTransaction	Transaction is related to a payment initiated via internet.
WHLD	WithHolding	Transaction is related to a payment of withholding tax.
WTER	WaterBill	Transaction is related to a payment of water bill.

[AlexLakatos]

As long as we make this new property optional, I think I'm happy with it.

[justmoon]

Is the second column also standardized and stable? If so, could we use that? Abbreviations are awful and have no place in modern data formats unless necessary for performance reasons which this clearly wouldn't be.