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postoptions.js
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postoptions.js
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// This is a typical post options for non-scenario runs (notice the scenarios are marked to false)
var postoptions = {
"client_birthmonth": client_birthmonth,
"client_birthday": client_birthday,
"client_birthyear": client_birthyear,
"coclient_birthmonth": coclient_birthmonth,
"coclient_birthday": coclient_birthday,
"coclient_birthyear": coclient_birthyear,
"coclient_selected": coclient_selected,
"maxagetoplan": maxagetoplan,
"S0_tas": 200000,
"S0_oas": 300000,
"S0_trs": 200000,
"S0_ntrs": 100000,
"pa_useCustomPerc": false,
"pa_selection": "Aggressive",
"pa_stock": preretire_stockallocation,
"pa_treasury": preretire_tbondallocation,
"pa_corpbond": preretire_corpbondallocation,
"pa_cash": preretire_cashallocation,
"pa_selection_end": "Balanced",
"pa_stock_end": retire_stockallocation,
"pa_treasury_end": retire_tbondallocation,
"pa_corpbond_end": retire_corpbondallocation,
"pa_cash_end": retire_cashallocation,
"useCanadianFunds": false,
"pa_stockCA": 70,
"pa_treasuryCA": 10,
"pa_cashCA": 5,
"pa_stock_endCA": 70,
"pa_treasury_endCA": 10,
"pa_cash_endCA": 5,
"age_to_start_adjust_pa": age_to_start_adjust_pa,
"age_to_end_adjust_pa": age_to_end_adjust_pa,
"desired_legacy_amount": 100000,
"residence": "Ohio",
"taxfilingstatus": 0, // Single (0), Married Filing Jointly (1), Married Filing Separately (2), Head of Household (3), Qualifying Widow(er) with Dependent Child (4)
"currentlyretired": true,
"agetoretire": 65,
"annualwithdrawalneeds": 27000,
"annualwithdrawalwants": 6000,
"annualretirementwithdrawalneeds": 27000,
"annualretirementwithdrawalwants": 6000,
"bigexpenses": [0, 0, 10000, 0, 0, 0],
"bigexpensesyear": [2022, 2024, 2025, 2026, 2025, 2021],
"monthlyclientsocialsecurity": 500,
"monthlycoclientsocialsecurity": 1000,
"client_socialsecurityage": "62 + 1 month",
"coclient_socialsecurityage": "62 + 2 months",
"monthlyclientincome": 5000,
"monthlyclientincome_startage": 0,
"monthlyclientincome_stopage": 65,
"monthlycoclientincome": 0,
"monthlycoclientincome_startage": 0,
"monthlycoclientincome_stopage": 65,
"monthlyclientotherincome": 0,
"monthlyclientotherincome_startage": 0,
"monthlyclientotherincome_stopage": 70,
"monthlycoclientotherincome": 750,
"monthlycoclientotherincome_startage": 0,
"monthlycoclientotherincome_stopage": 60,
"monthlyrentalincome": 0,
"monthlyrentalincome_startage": 65,
"monthlyrentalincome_stopage": 70,
"monthlyclientpensionincome": 0,
"monthlyclientpensionincome_startage": 65,
"monthlyclientpensionincome_stopage": 70,
"monthlycoclientpensionincome": 0,
"monthlycoclientpensionincome_startage": 65,
"monthlycoclientpensionincome_stopage": 75,
"client_pensionlumpsum_available": false,
"coclient_pensionlumpsum_available": false,
"client_pensionlumpsum_use": false,
"coclient_pensionlumpsum_use": false,
"client_pensionlumpsum": 0,
"client_pensionlumpsum_age": 0,
"coclient_pensionlumpsum": 0,
"coclient_pensionlumpsum_age": 0,
"scenario_lowreturns_enabled": false,
"scenario_lowreturns_percreduction": 25,
"scenario_highvolatility_enabled": false,
"scenario_highvolatility_percincrease": 25,
"scenario_cashzeroreturns_enabled": false,
"scenario_lowstockreturns_enabled": false,
"scenario_lowstockreturns_percreduction": 25,
"scenario_lowbondreturns_enabled": false,
"scenario_lowbondreturns_percreduction": 25,
"scenario_sequencerisk": false,
"scenario_sequencerisk_years": 1,
"scenario_higherinflation": true,
"scenario_higherinflation_percentinc": 30,
"scenario_unexpectedexpense": false,
"scenario_unexpectedexpense_amount": 10000,
"scenario_unexpectedexpense_year": 2030,
"scenario_medicalexpenses": false,
"scenario_medicalexpenses_amountincrease": 100000,
"scenario_medicalexpenses_age": 80,
"scenario_increasedhealthexpenses": false,
"scenario_increasedhealthexpenses_amountincrease": 300,
"scenario_longtermcare": false,
"scenario_longtermcare_amount": 2000,
"scenario_longtermcare_startage": 80,
"scenario_longtermcare_stopage": 83,
"scenario_livelonger": false,
"scenario_livelonger_years": 5,
"scenario_socialsecuritycut": false,
"scenario_socialsecurity_percdec": 25,
"scenario_socialsecurityagechange": false,
"scenario_socialsecurityagechange_clientnewage": "66 + 2 months",
"scenario_socialsecurityagechange_coclientnewage": "66 + 5 months",
"scenario_pension_cut": false,
"scenario_pension_percdec": 25,
"scenario_retireearly": false,
"scenario_retireearly_client_years": 2,
"scenario_retireearly_coclient_years": 2,
"scenario_retirelate": false,
"scenario_retirelate_client_years": 2,
"scenario_retirelate_coclient_years": 2,
"scenario_investdifferently": false,
"scenario_investdifferently_beforeretire": 1,
"scenario_investdifferently_duringretire": 2,
"scenario_client_madeextramoney": false,
"scenario_client_madeextramoney_amount": 600,
"scenario_client_madeextramoney_startage": 65,
"scenario_client_madeextramoney_stopage": 68,
"scenario_mortagepaidoff": false,
"scenario_mortagepaidoff_amounttoreducemonthly": 1500,
"scenario_newmortage": false,
"scenario_newmortage_amounttoincreasemonthly": 1500,
"scenario_startretwithdiff": false,
"scenario_startretwithdiff_amountpermonth": 200,
"scenario_reducedneeds": false,
"scenario_reduceneeds_amount": 3000,
"scenario_increaseneeds": false,
"scenario_increaseneeds_amount": 3000,
"scenario_needsvswants": false,
"scenario_needsvswants_percentcutwants": 50,
"scenario_needsvswants_preretire": false,
"scenario_needsvswants_retire": false,
"scenario_retirementincome_cut": false,
"scenario_retirementincome_cut_amount": 500,
"scenario_socialsecurity_benifit_client": false,
"scenario_socialsecurity_benifit_client_age": 75,
"scenario_socialsecurity_benifit_client_lifeinsurance": 0,
"scenario_socialsecurity_benifit_coclient": false,
"scenario_socialsecurity_benifit_coclient_age": 75,
"scenario_socialsecurity_benifit_coclient_lifeinsurance": 0,
"scenario_taxablevsroth_withdrawals": false,
"scenario_taxablevsroth_withdrawals_amountoftax": 15,
"scenario_allstock": false,
"scenario_2008_at_retirestart": false,
"scenario_2000_at_retirestart": false,
"scenario_greatdepression_at_retirestart": false,
"scenario_2013_at_retirestart": false,
"scenario_retirebalancelower": false,
"scenario_retirebalancelower_percent": 15,
"scenario_pensionlumpsum_client": false,
"scenario_pensionlumpsum_coclient": false,
"wr_preservation_enabled": false,
"wr_preservation_percent": 25,
"wr_preservation_redpercent": 25,
"wr_preservation_maxage": 80,
"wr_prosperity_enabled": false,
"wr_prosperity_percent": 20,
"wr_prosperity_incpercent": 25,
"wr_prosperity_maxage": 85,
"wr_pp_enabled": false,
"wr_pp_preservation_percent": 25,
"wr_pp_preservation_redpercent": 25,
"wr_pp_prosperity_percent": 20,
"wr_pp_prosperity_incpercent": 25,
"wr_prosperity_presevervation_maxage": 80,
"wr_boundaries_enabled": false,
"wr_boundaries_percent_dec_trigger": 102,
"wr_boundaries_percent_inc_trigger": 3,
"wr_boundaries_decpercent": 50,
"wr_boundaries_incpercent": 50,
"wr_boundaries_yearstriggerdec": 1,
"wr_boundaries_yearstriggerinc": 1,
"wr_portfoliobalancedecinc_enabled": false,
"wr_portfoliobalancedecinc_inc_percent": 120,
"wr_portfoliobalancedecinc_inc_increase": 20,
"wr_portfoliobalancedecinc_dec_percent": 90,
"wr_portfoliobalancedecinc_dec_decrease": 50,
"wr_ben_enabled": false,
"wr_ben_decreaseyears": 2,
"wr_ben_decreasepercent": 15,
"wr_ben_spendingdecreasepercent": 10,
"wr_ben_increaseyears": 2,
"wr_ben_increasepercent": 20,
"wr_ben_spendingincreasepercent": 10,
"wr_ben_maxage": 80,
"wr_getajob_enabled": false,
"wr_getajob_maxage": 70,
"wr_getajob_percentinitial": 90,
"wr_getajob_percentoforiginal": 100,
"wr_getajob_monthlyincome": 1000,
"nsim": 700
};