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customer.md

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Customer

require "razorpay"

Razorpay.setup('key_id', 'key_secret')

Create customer

Razorpay::Customer.create({
  "name": "Gaurav Kumar",
  "contact": 9123456780,
  "email": "[email protected]",
  "fail_existing": 0,
  "gstin": "29XAbbA4369J1PA",
  "notes": {
    "notes_key_1": "Tea, Earl Grey, Hot",
    "notes_key_2": "Tea, Earl Grey… decaf."
  }
})

Parameters:

Name Type Description
name* string Name of the customer
email string Email of the customer
contact string Contact number of the customer
fail_existing string If a customer with the same details already exists, the request throws an exception by default. Possible value is 0 or 1
gstin string Customer's GST number, if available. For example, 29XAbbA4369J1PA
notes object A key-value pair

Response:

{
  "id" : "cust_1Aa00000000004",
  "entity": "customer",
  "name" : "Gaurav Kumar",
  "email" : "[email protected]",
  "contact" : "9123456780",
  "gstin": "29XAbbA4369J1PA",
  "notes":{
    "notes_key_1":"Tea, Earl Grey, Hot",
    "notes_key_2":"Tea, Earl Grey… decaf."
  },
  "created_at ": 1234567890
}

Edit customer

customerId = "cust_6vRXClWqnLhV14"

Razorpay::Customer.edit(customerId,{
  "name": "Gaurav Kumar",
  "email": "[email protected]",
  "contact": 9000000000
})

Parameters:

Name Type Description
customerId* string The id of the customer to be updated
email string Email of the customer
name string Name of the customer
contact string Contact number of the customer

Response:

{
  "id": "cust_1Aa00000000003",
  "entity": "customer",
  "name": "Gaurav Kumar",
  "email": "[email protected]",
  "contact": "9000000000",
  "gstin": null,
  "notes": {
    "notes_key_1": "Tea, Earl Grey, Hot",
    "notes_key_2": "Tea, Earl Grey… decaf."
  },
  "created_at": 1582033731
}

Fetch all customer

options = {"count": 2}

Razorpay::Customer.all(options)

Parameters:

Name Type Description
count integer number of payments to fetch (default: 10)
skip integer number of payments to be skipped (default: 0)

Response:

{
  "entity":"collection",
  "count":1,
  "items":[
    {
      "id":"cust_1Aa00000000001",
      "entity":"customer",
      "name":"Gaurav Kumar",
      "email":"[email protected]",
      "contact":"9876543210",
      "gstin":"29XAbbA4369J1PA",
      "notes":{
        "note_key_1":"September",
        "note_key_2":"Make it so."
      },
      "created_at ":1234567890
    }
  ]
}

Fetch a customer

customerId = "cust_6vRXClWqnLhV14"

Razorpay::Customer.fetch(customerId)

Parameters:

Name Type Description
customerId* string The id of the customer to be fetched

Response:

{
  "id" : "cust_1Aa00000000001",
  "entity": "customer",
  "name" : "Saurav Kumar",
  "email" : "[email protected]",
  "contact" : "+919000000000",
  "gstin":"29XAbbA4369J1PA",
  "notes" : [],
  "created_at ": 1234567890
}

Add Bank Account of Customer

customerId = "cust_N5mywh91sXB69O"

Razorpay::Customer.add_bank_account(customerId,{
    "ifsc_code": "UTIB0000194",
    "account_number": "916010082985661",
    "beneficiary_name": "Pratheek",
    "beneficiary_address1": "address 1",
    "beneficiary_address2": "address 2",
    "beneficiary_address3": "address 3",
    "beneficiary_address4": "address 4",
    "beneficiary_email": "[email protected]",
    "beneficiary_mobile": "8762489310",
    "beneficiary_city": "Bangalore",
    "beneficiary_state": "KA",
    "beneficiary_country": "IN"
})

Parameters:

Name Type Description
customerId* string Unique identifier of the customer.
account_number string Customer's bank account number. For example, 0002020000304030434.
beneficiary_name string The name of the beneficiary associated with the bank account.
beneficiary_address1 string The virtual payment address.
beneficiary_email string Email address of the beneficiary. For example, [email protected].
beneficiary_mobile integer Mobile number of the beneficiary.
beneficiary_city string The name of the city of the beneficiary.
beneficiary_state string The state of the beneficiary.
beneficiary_country string The country of the beneficiary.
beneficiary_pin interger The pin code of the beneficiary's address.
ifsc_code string The IFSC code of the bank branch associated with the account.

Response:

{
    "id": "ba_LSZht1Cm7xFTwF",
    "entity": "bank_account",
    "ifsc": "ICIC0001207",
    "bank_name": "ICICI Bank",
    "name": "Gaurav Kumar",
    "notes": [],
    "account_number": "XXXXXXXXXXXXXXX0434"
}

Delete Bank Account of Customer

customerId = "cust_N5mywh91sXB69O"

bankAccountId = "ba_N6aM8uo64IzxHu"

Razorpay::Customer.delete_bank_account(customerId, bankAccountId)

Parameters:

Name Type Description
customerId* string Customer id of the customer whose bank account is to be deleted.
bankAccountId string The bank_id that needs to be deleted.

Response:

{
    "id": "ba_Evg09Ll05SIPSD",
    "ifsc": "ICIC0001207",
    "bank_name": "ICICI Bank",
    "name": "Test R4zorpay",
    "account_number": "XXXXXXXXXXXXXXX0434",
    "status": "deleted"
}

Eligibility Check API

Razorpay::Customer.request_eligibility_check({
    "inquiry": "affordability",
    "amount": 500,
    "currency": "INR",
    "customer": {
        "id": "elig_xxxxxxxxxxxxx",
        "contact": "+919999999999",
        "ip": "105.106.107.108",
        "referrer": "https://merchansite.com/example/paybill",
        "user_agent": "Mozilla/5.0"
    }
})

Parameters:

Name Type Description
inquiry string List of methods or instruments on which eligibility check is required. Possible value is affordability.
amount* integer The amount for which the order was created, in currency subunits. For example, for an amount of ₹295, enter 29500. The user makes a payment for this amount against the order; hence, eligibility is checked for the amount.
currency* string A three-letter ISO code for the currency in which you want to accept the payment. Possible value is INR.
customer* object Customer details. here
instruments object Payment instruments on which an eligibility check is required. here

Response:

{
  "amount": "500000",
  "customer": {
    "id": "KkBhM9EC1Y0HTm",
    "contact": "+919999999999"
  },
  "instruments": [
    {
      "method": "emi",
      "issuer": "HDFC",
      "type": "debit",
      "eligibility_req_id": "elig_xxxxxxxxxxxxx",
      "eligibility": {
        "status": "eligible"
      }
    },
    {
      "method": "paylater",
      "provider": "getsimpl",
      "eligibility_req_id": "elig_xxxxxxxxxxxxx",
      "eligibility": {
        "status": "eligible"
      }
    },
    {
      "method": "paylater",
      "provider": "icic",
      "eligibility_req_id": "elig_xxxxxxxxxxxxx",
      "eligibility": {
        "status": "eligible"
      }
    },
    {
      "method": "cardless_emi",
      "provider": "walnut369",
      "eligibility_req_id": "elig_xxxxxxxxxxxxx",
      "eligibility": {
        "status": "ineligible",
        "error": {
          "code": "GATEWAY_ERROR",
          "description": "The customer has not been approved by the partner.",
          "source": "business",
          "step": "inquiry",
          "reason": "user_not_approved"
        }
      }
    },
    {
      "method": "cardless_emi",
      "provider": "zestmoney",
      "eligibility_req_id": "elig_xxxxxxxxxxxxx",
      "eligibility": {
        "status": "ineligible",
        "error": {
          "code": "GATEWAY_ERROR",
          "description": "The customer has exhausted their credit limit.",
          "source": "business",
          "step": "inquiry",
          "reason": "credit_limit_exhausted"
        }
      }
    },
    {
      "method": "paylater",
      "provider": "lazypay",
      "eligibility_req_id": "elig_xxxxxxxxxxxxx",
      "eligibility": {
        "status": "ineligible",
        "error": {
          "code": "GATEWAY_ERROR",
          "description": "The order amount is less than the minimum transaction amount.",
          "source": "business",
          "step": "inquiry",
          "reason": "min_amt_required"
        }
      }
    }
  ]
}

Fetch Eligibility by id

eligibilityId = "elig_F1cxDoHWD4fkQt"
Razorpay::Customer.fetch_eligibility(eligibilityId)

Parameters:

Name Type Description
eligibilityId string The unique identifier of the eligibility request to be retrieved.

Response:

{
  "instruments": [
    {
      "method": "paylater",
      "provider": "lazypay",
      "eligibility_req_id": "elig_xxxxxxxxxxxxx",
      "eligibility": {
        "status": "eligible"
      }
    },
    {
      "method": "paylater",
      "provider": "getsimpl",
      "eligibility_req_id": "elig_xxxxxxxxxxxxx",
      "eligibility": {
        "status": "ineligible",
        "error": {
          "code": "GATEWAY_ERROR",
          "description": "The customer has exhausted their credit limit",
          "source": "gateway",
          "step": "inquiry",
          "reason": "credit_limit_exhausted"
        }
      }
    }
  ]
}

PN: * indicates mandatory fields

For reference click here