From 81615cbe32a09cb166cb98849433bd6098f4e43b Mon Sep 17 00:00:00 2001 From: Neyts Zupan Date: Wed, 24 Jul 2024 19:09:29 +0100 Subject: [PATCH] Update 5_People/personal-finances.md Co-authored-by: Dejan Murko --- 5_People/personal-finances.md | 2 +- 1 file changed, 1 insertion(+), 1 deletion(-) diff --git a/5_People/personal-finances.md b/5_People/personal-finances.md index ea3e2b5..e5c09e0 100644 --- a/5_People/personal-finances.md +++ b/5_People/personal-finances.md @@ -93,7 +93,7 @@ We'll be buying whole-market index funds for stocks and bonds. We're looking to invest in the lowest cost funds by a large and reputable fund. Niteo, Dejan, and Nejc all invest in [Vanguard's](https://en.wikipedia.org/wiki/The_Vanguard_Group) funds: - VWCE for the global stock market (listed as VWCE in EUR) -- VAGF for the global bond market +- VAGF (EUR) or BNDW (USD) for the global bond market How should you split your portfolio between the two assets? The most popular split is 70% stocks and 30% bonds. If you're young and have the stomach for higher volatility (change in portfolio value), you can go higher with the stocks. When you're closer to retirement, you start adding more to bonds.