手机APP的首页首屏，是流量最大的页面，对应页面资源极其珍贵。现要将借钱卡片投放到首页，展现给最有点击意愿的用户。请基于用户真实的历史收支数据来预测用户是否会点击借钱卡片。
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基于收支记录判断贷款意愿。
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VoyagerIII/CERES
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基于收支记录判断贷款意愿。
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