FINERACT-1981: When paying down payment, that should not be reflected…

… on the InterestModel
apache · Oct 31, 2024 · 3ccba53 · 3ccba53
1 parent b053c90
commit 3ccba53
Showing 1 changed file with 6 additions and 0 deletions.
diff --git a/...account/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java b/...account/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java
@@ -1560,6 +1560,12 @@ private Money handlingPaymentAllocationForInterestBearingProgressiveLoan(LoanTra
         paidPortion = processPaymentAllocation(paymentAllocationType, installment, loanTransaction, transactionAmountUnprocessed,
                 loanTransactionToRepaymentScheduleMapping, charges, balances, LoanRepaymentScheduleInstallment.PaymentAction.PAY);
 
+        if (installment.isDownPayment() || installment.getDueDate().isAfter(ctx.getModel().getMaturityDate())) {
+            // Skip interest and principal payment processing for down payment period or periods after loan maturity
+            // date
+            return paidPortion;
+        }
+
         if (PRINCIPAL.equals(paymentAllocationType.getAllocationType())) {
             emiCalculator.payPrincipal(model, installment.getDueDate(), payDate, paidPortion);
             updateRepaymentPeriods(loanTransaction, ctx, model);