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melissahenderson committed Aug 21, 2024
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import { LinkOut } from '@interledger/docs-design-system'

<LinkOut href='https://openpayments.dev'>Open Payments</LinkOut> is the standard
that Rafiki follows to enable third-party clients to securely retrieve account information
and initiate payments from your customers’ accounts with their consent. The Open
Payments standard describes a uniform way to create and manage grants and resources
for <LinkOut href='https://openpayments.dev/introduction/op-concepts/#resource-types'>
incoming payments, quotes, and outgoing payments
</LinkOut>
.{' '}
Rafiki follows the <LinkOut href='https://openpayments.dev'>Open Payments</LinkOut> standard to enable third-party clients to securely retrieve account information and initiate payments from your customers’ accounts with their consent. The standard describes a uniform way to create and manage grants and resources for <LinkOut href='https://openpayments.dev/introduction/op-concepts/#resource-types'>incoming payments, quotes, and outgoing payments</LinkOut>.

### Example use case - retrieve account information

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Expand Up @@ -33,15 +33,7 @@ The following are required when using the `backend` service.

The `backend` service exposes the Open Payments APIs, which are auth-protected using an opinionated version of the Grant Negotiation and Authorization Protocol (GNAP). Review the [`auth`](/services-and-aux-packages/auth-service) service page for more details about grant authorization and authentication.

The `backend` service allows you to manage Open Payments <LinkOut href="https://openpayments.dev/introduction/op-concepts/#incoming-payment">incoming payments</LinkOut>, <LinkOut href="https://openpayments.dev/introduction/op-concepts/#quote">quotes</LinkOut>, and

<LinkOut href='https://openpayments.dev/introduction/op-concepts/#outgoing-payment'>
outgoing payments
</LinkOut>
. Quotes and outgoing payments call the ILP connector, described in the next section,
to send ILP packets. Quoting sends unfulfillable probe packets, for example to determine
a transaction’s cost before executing the payment. Outgoing payments send packets
as part of executing the payment.
The `backend` service allows you to manage Open Payments <LinkOut href="https://openpayments.dev/introduction/op-concepts/#incoming-payment">incoming payments</LinkOut>, <LinkOut href="https://openpayments.dev/introduction/op-concepts/#quote">quotes</LinkOut>, and <LinkOut href='https://openpayments.dev/introduction/op-concepts/#outgoing-payment'>outgoing payments</LinkOut>. Quotes and outgoing payments call the ILP connector, described in the next section, to send ILP packets. Quoting sends unfulfillable probe packets, for example to determine a transaction’s cost before executing the payment. Outgoing payments send packets as part of executing the payment.

:::note
The calls to the ILP connector are made by calling the `makeIlpPlugin`, which is an implementation detail of an ILP connector that Rafiki will abstract. After calling the plugin, it will be passed to the <LinkOut href="https://github.com/interledgerjs/interledgerjs/tree/master/packages/pay">`@interledger/pay`</LinkOut> library to facilitate sending payments over Interledger using STREAM.
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